Category: Uncategorised

  • How the Gold Spot Price Is Set and Why It Moves

    If you are thinking about buying gold in the UK, you will quickly notice that the price changes all the time. This is because gold is traded globally, and its value is influenced by many different factors. To buy with confidence, it helps to understand what the “spot price” is, how it is set, and why it moves up and down.


    What Is the Gold Spot Price?

    The spot price is the current market price of gold for immediate delivery. In simple terms, it’s the base price that dealers, banks, and investors around the world use when trading gold.

    • Quoted per troy ounce (31.1 grams)
    • Updated constantly as markets trade 24 hours a day
    • Acts as the benchmark for all gold transactions

    When you buy coins or bars, the dealer takes the spot price and adds a small premium to cover minting and costs.


    How the Spot Price Is Set

    Gold is traded on global markets just like shares or oil. Prices move in real time based on supply and demand.

    In London, the price is also fixed twice a day by the London Bullion Market Association (LBMA). This “London Fix” provides a reference point for large trades between banks and institutions.

    Most UK dealers update their prices every few minutes to stay in line with the global spot market.


    Why the Gold Price Moves

    Gold does not have earnings or dividends like a company share, so its price is influenced by bigger economic forces. The main ones are:

    • Inflation – When the cost of living rises, gold often becomes more attractive as a hedge.
    • Interest rates – Lower rates make gold more appealing compared to savings accounts or bonds.
    • Currency movements – Gold is priced in US dollars. If the pound falls against the dollar, gold becomes more expensive in the UK.
    • Global uncertainty – Wars, political crises, or financial crashes often push investors toward gold.
    • Supply and demand – Jewellery demand in countries like India and China can influence prices, as can mining output.

    Spot Price vs Dealer Price

    When you check a dealer’s website, the price you pay will usually be a little higher than the spot price. This is because of:

    • Premiums – To cover minting, handling, and the dealer’s margin.
    • Coin vs bar differences – Coins often carry higher premiums, while large bars are closer to spot.
    • Size of purchase – Smaller items usually cost more per gram than larger ones.

    Why the Spot Price Matters for UK Investors

    • It helps you judge whether a dealer is offering a fair price
    • It shows you the true value of your gold holdings
    • It helps you decide when to buy or sell

    By keeping an eye on the spot price, you can avoid paying over the odds and make more informed decisions.


    FAQs About the Gold Spot Price

    Why is gold priced in dollars?
    Gold is traded internationally, and the US dollar is the global standard currency. UK dealers convert this into pounds.

    Does the price change at night?
    Yes. Gold trades 24 hours a day across global markets, so prices move around the clock.

    Can anyone predict the gold price?
    No. Analysts make forecasts, but no one can predict short-term movements with certainty.

    Is the London Fix the same as the spot price?
    Not exactly. The Fix is a snapshot set twice daily, while the spot price moves constantly.


    Final Thoughts

    The gold spot price is the foundation of every bullion transaction. It is set by global markets, influenced by big economic trends, and moves constantly throughout the day. By understanding how it works, you can compare dealer prices properly and feel confident about when to buy or sell. Gold may move up and down in the short term, but over time it has proven itself as one of the most reliable stores of value.

  • UK Tax on Buying and Selling Gold (VAT & CGT Rules)

    If you are thinking about buying gold in the UK, it is important to understand how tax works. One of the biggest advantages of investing in gold is that in many cases you do not have to pay VAT or Capital Gains Tax (CGT). Knowing the rules helps you buy smarter and avoid surprises when it comes time to sell.


    Do You Pay VAT on Gold?

    The good news is that most investment gold is exempt from VAT in the UK. This applies to:

    • Gold bars of at least 99.5% purity
    • Gold coins of at least 90% purity that are traded at or close to their gold value

    This means when you buy bullion coins like Sovereigns, Britannias, or Krugerrands, or investment-grade bars, you do not pay any VAT.

    Exceptions:

    • Jewellery is subject to VAT because it is sold as a finished product, not investment gold.
    • Rare numismatic coins can sometimes carry VAT if sold mainly for collectable value rather than gold content.

    Capital Gains Tax (CGT) on Gold

    CGT is a tax you pay on profit when selling certain assets. In the case of gold:

    • UK legal tender coins (Sovereigns and Britannias) are exempt from CGT. This means if you buy and later sell them at a profit, you keep all of the gain.
    • Other coins and bars are subject to CGT if your gains go above the annual allowance. For the 2025/26 tax year, the allowance is £3,000.

    This is why many UK investors prefer Sovereigns and Britannias — they are simple, tax-free, and easy to sell.


    Examples

    • You buy £5,000 worth of Sovereigns and sell them later for £7,000. No CGT is due, no matter how much profit you make.
    • You buy £20,000 worth of gold bars and sell them for £25,000. If your total gains across all assets exceed £3,000 in that tax year, you may owe CGT on the excess.

    Inheritance Tax

    Another point to be aware of is inheritance tax. Gold counts as part of your estate, so it may be taxed if your estate is above the threshold. Planning ahead and seeking advice is wise if you intend to pass gold on to family.


    Keeping Records

    If you buy gold that is not CGT exempt, keep good records of what you paid and when. This makes it easier to work out if tax is due when you sell.


    FAQs About UK Gold Taxes

    Is all gold VAT free?
    No. Only investment gold bars and coins are exempt. Jewellery and collectable coins may still carry VAT.

    Why are Sovereigns and Britannias tax free?
    Because they are legal UK tender, so HMRC exempts them from Capital Gains Tax.

    Do I need to tell HMRC if I sell gold?
    Only if your gains exceed the CGT allowance and the gold you sold is not exempt (like non-UK coins or bars).

    Can I gift gold without paying tax?
    Yes, but if the value of your estate is over the inheritance tax threshold, it may be considered as part of your estate later.


    Final Thoughts

    The UK tax system is very favourable to gold investors. Most bullion purchases are VAT free, and coins like Sovereigns and Britannias are completely exempt from Capital Gains Tax. By understanding the rules and keeping simple records, you can buy and sell gold with confidence, knowing you are investing in one of the most tax-efficient assets available in the UK.

  • Understanding Gold Purity: 24k vs 22k vs 18k

    If you are new to gold investing, you will quickly come across terms like 24k, 22k, and 18k. These numbers refer to the purity of gold, and understanding them helps you make better decisions when buying coins, bars, or jewellery. The higher the number, the purer the gold, but that does not always mean it is the best choice for every purpose.


    What Does “Karat” Mean?

    The “k” or “karat” rating measures how much pure gold is in an item compared to other metals. Gold on its own is soft, so it is often mixed with small amounts of other metals like copper or silver to make it more durable.

    • 24k gold – Pure gold, or very close to it (99.9% purity).
    • 22k gold – 91.6% pure, with the rest made up of other metals.
    • 18k gold – 75% pure, mixed with a larger share of other metals.

    24k Gold

    This is the purest form of gold available.

    • Purity: 99.9%
    • Colour: Rich, bright yellow
    • Use: Bullion bars, Britannia coins, Maple Leafs, and most modern investment coins
    • Pros: Highest gold content, globally recognised, easy to sell
    • Cons: Softer and more prone to scratches, less common in jewellery

    For investors, 24k is usually the standard because you are paying for pure gold without extra alloys.


    22k Gold

    A mix of gold with small amounts of copper or silver.

    • Purity: 91.6%
    • Colour: Slightly less yellow than 24k, often more durable
    • Use: Coins like the Sovereign and Krugerrand
    • Pros: Stronger than 24k, still holds high gold value
    • Cons: Contains a small amount of other metals

    Many famous bullion coins, including the UK Sovereign, are 22k. They are still classed as investment gold, and their long history makes them widely recognised.


    18k Gold

    A bigger mix of gold with other metals.

    • Purity: 75%
    • Colour: Slightly paler, depending on the alloy
    • Use: Jewellery, less common for investment
    • Pros: Very durable, less likely to scratch or bend
    • Cons: Lower gold content, not typically used for bullion coins or bars

    18k is more for jewellery buyers than investors. It looks attractive and is hard-wearing, but it does not offer the same value for weight as 22k or 24k gold.


    Which Purity Is Best for Investors?

    • 24k is best for bullion bars and modern coins, giving you the highest purity and easiest resale.
    • 22k is also excellent for investment, especially for traditional coins like Sovereigns and Krugerrands.
    • 18k is mainly for jewellery, not serious investing.

    FAQs About Gold Purity

    Is 24k gold always better?
    For investment, yes, because you are buying pure gold. For jewellery, 22k or 18k may be more practical.

    Why are Sovereigns 22k, not 24k?
    Tradition. Sovereigns have always been struck in 22k, and their durability makes them suitable for circulation as well as investment.

    Does purity affect resale value?
    Yes. Higher purity usually sells at higher prices, but well-known 22k coins like Sovereigns and Krugerrands remain highly liquid.

    Can I invest in 18k gold?
    You can, but it is less efficient. Most investors prefer 22k or 24k coins and bars.


    Final Thoughts

    Understanding gold purity helps you choose the right products for your goals. If you are investing, focus on 22k or 24k coins and bars, as these hold their value best. 18k gold is better suited to jewellery. By knowing what the karat system means, you can avoid confusion and make smarter choices when buying gold in the UK.

  • How to Store Gold Safely in the UK

    Once you buy gold, the next big question is where to keep it. Gold is valuable, so storage is just as important as the purchase itself. Whether you own a single coin or a collection of bars, choosing the right storage option helps keep your investment safe and gives you peace of mind.


    The Main Storage Options

    There are three main ways to store gold in the UK. Each has its pros and cons, and the right choice depends on how much gold you have and how comfortable you are keeping it close to home.


    1. Storing Gold at Home

    Many people keep their gold at home because it feels convenient. If you go down this route, a proper safe is essential.

    • Use a high-quality safe – Ideally bolted down and hidden.
    • Insure your gold – Check that your home insurance covers it, or add separate cover.
    • Keep it discreet – The fewer people who know you hold gold, the safer you are.

    Best for: Small amounts of gold or coins that you want quick access to.


    2. Bank Safe Deposit Boxes

    Several banks in the UK still offer safe deposit boxes, although availability can be limited.

    • Secure and professional – Kept in vaults with strong security.
    • Limited access – You can only visit during bank opening hours.
    • Ongoing cost – Usually charged annually.

    Best for: Medium holdings if you want professional security without handling storage yourself.


    3. Professional Vault Storage

    Most established UK gold dealers offer vaulting services. Your gold is stored in high-security facilities and fully insured.

    • Maximum security – Purpose-built vaults with 24/7 monitoring.
    • Flexible options – You can store in your own name or through a dealer’s allocated storage scheme.
    • Annual fees – Costs vary depending on the amount of gold you hold.

    Best for: Larger investments where home storage does not feel practical.


    Things to Consider When Choosing Storage

    When deciding where to store your gold, think about:

    • Value of your holdings – The more gold you own, the more secure storage you may need.
    • Accessibility – Do you want quick access, or are you comfortable with professional vaulting?
    • Costs – Safes, deposit boxes, and vaulting all have different costs attached.
    • Peace of mind – Some people simply sleep better knowing their gold is in a professional vault.

    Mixing Storage Options

    Some investors combine methods. For example, they might keep a handful of coins at home for quick access, while storing the bulk of their holdings in a vault. This balance gives both flexibility and security.


    FAQs About Storing Gold

    Is home storage safe?
    Yes, as long as you have a proper safe and insurance. For larger amounts, professional storage is usually recommended.

    How much does vault storage cost?
    It depends on the dealer and the amount of gold. Costs are usually a small percentage of the gold’s value per year.

    Can I visit my gold in a vault?
    Some vault services allow visits by appointment. Others operate as allocated storage, where your gold is securely held in your name.

    What happens if a vault is robbed?
    Vaults are fully insured, so your holdings would be covered.


    Final Thoughts

    Storing gold safely is just as important as buying it. Home safes work for small amounts, bank deposit boxes offer an extra layer of security, and professional vaults are ideal for larger investments. The best choice depends on your budget, your comfort level, and how much peace of mind you want. Think carefully before you buy, and your gold will remain a safe and steady part of your portfolio.

  • How Much Gold Should You Own?

    One of the biggest questions new investors ask is how much gold they should buy. The truth is there is no single answer that works for everyone. It depends on your budget, your financial goals, and how comfortable you are holding physical assets. What we can do is look at common approaches and guidelines that experienced investors often follow.


    Gold as Part of a Portfolio

    Most people do not put all their money into gold. Instead, they hold a mix of assets like property, shares, cash, and sometimes bonds. Gold is added as a way to balance things out.

    • When markets fall, gold often holds its value better.
    • It can act as a hedge against inflation.
    • It gives you something physical to fall back on if digital systems fail.

    For this reason, many financial experts suggest gold should make up a modest but meaningful part of your overall portfolio.


    Common Rules of Thumb

    Here are a few simple guidelines that investors often use when deciding how much gold to hold:

    • 5 to 10 percent of total wealth – A common range for balancing risk and stability.
    • More if you are risk-averse – Some people prefer closer to 15 percent if they want extra protection.
    • Less if you are focused on growth – If you are chasing high returns in shares or property, you may hold only 2 to 5 percent in gold.

    Remember, these are not hard rules. They are just starting points to think about.


    Practical Examples

    • If you have £10,000 saved – Putting £500 to £1,000 into gold could give you some balance without tying up too much cash.
    • If you have £50,000 saved – £2,500 to £5,000 in gold might provide a strong safety net.
    • If you have a larger portfolio – You might decide to hold 5 to 10 percent in gold and spread it across coins and bars.

    Coins, Bars, or Both?

    Once you decide how much to allocate, the next step is working out how to hold it.

    • Coins – Better if you want flexibility and tax advantages. A few Sovereigns or Britannias can be sold one at a time if needed.
    • Bars – Better if you want efficiency and more gold for your money. A 100g bar or a 1oz bar makes sense for larger sums.
    • Mixing both – Many investors do exactly this, using coins for flexibility and bars for bulk value.

    Things to Keep in Mind

    • Only invest what you can afford to hold for the long term. Gold is not about quick profits.
    • Think about storage before you buy. A safe at home, a bank deposit box, or professional vault storage are all options.
    • Remember that gold does not pay interest or dividends. Its value comes from stability, not income.

    FAQs About How Much Gold to Own

    Is there a minimum amount I should buy?
    No, you can start with a single coin or a small bar. The key is to begin at a level that suits your budget.

    Is it better to buy a large amount at once or spread it out?
    Some people buy gradually over time to smooth out price changes. Others prefer one larger purchase if they already have the funds.

    Can I have too much gold?
    Yes. Holding most of your money in gold means missing out on growth from other investments. Balance is important.

    Does gold replace other investments?
    No. Gold works best as a part of a wider portfolio alongside other assets.


    Final Thoughts

    There is no single amount of gold that everyone should own. The right number for you depends on your financial situation, your appetite for risk, and your long-term goals. A common approach is to hold between 5 and 10 percent of your wealth in gold, but even a small amount can add security and peace of mind. Start at a level that feels comfortable, and build gradually as your confidence grows.

  • Gold Coins vs Bars: Which Is Better for UK Investors?

    If you are new to gold investing in the UK, one of the first questions you will face is whether to buy coins or bars. Both are popular, both are easy to buy online, and both give you direct ownership of physical gold. But they are not the same, and which is better depends on your goals.


    Why Some People Prefer Coins

    Gold coins have a lot going for them, which explains why they are often the first choice for UK investors.

    • Tax benefits – British coins like the Sovereign and Britannia are exempt from Capital Gains Tax, which means you keep all the profit when you sell.
    • Flexibility – You can sell one coin at a time rather than parting with a large bar.
    • Global recognition – Coins such as Sovereigns, Britannias, and Krugerrands are known worldwide, making them easy to trade.
    • Collectability – Some coins have added interest for collectors, which can increase their value over time.

    Why Others Prefer Bars

    Bars are the go-to choice for many investors who want the most gold for their money.

    • Lower premiums – Bars usually cost less per gram than coins, so you get better value.
    • Range of sizes – From 1g all the way up to 1kg, there is something for every budget.
    • Simplicity – Bars are valued almost entirely for their weight and purity, with no extra collector premium.
    • Easy storage – Their uniform shape makes them simple to stack and store.

    Head-to-Head Comparison

    Here is how coins and bars stack up against each other:

    FeatureCoinsBars
    Value per gramHigher premiumsLower premiums
    Tax treatmentUK coins like Sovereigns and Britannias are CGT freeCGT applies
    LiquidityEasy to sell in small amountsBest for bulk sales
    CollectabilitySome designs add extra appealPurely investment-focused
    StorageCompact but irregular shapesUniform and stackable

    Which Should You Choose?

    There is no single answer that fits everyone.

    • If you want tax efficiency and the ability to sell in small amounts, coins are the stronger choice.
    • If you want to build up gold at the lowest possible premium, bars make more sense.
    • Many UK investors buy a mix of both, using coins for flexibility and bars for bulk value.

    Practical Scenarios

    • First-time investor with £1,000 to spend – A handful of Sovereigns or a 1oz Britannia could be the best starting point.
    • Experienced investor adding £10,000+ to their portfolio – Larger bars such as 100g or 1kg may provide better long-term value.
    • Someone focused on tax-free growth – Stick with UK legal tender coins like Sovereigns and Britannias.
    • Someone who wants simplicity and efficiency – Bars from refiners such as PAMP, Metalor, or The Royal Mint will do the job.

    FAQs About Coins vs Bars

    Are coins or bars easier to sell?
    Coins are easier to sell in small amounts, while bars are more efficient if you are selling larger sums.

    Do coins always cost more than bars?
    Usually, yes. Coins often carry higher premiums, but the CGT exemption on UK coins can offset this.

    Which holds value better long term?
    Both hold their value in line with the gold price, but coins may benefit from collector interest.

    Should I only buy one or the other?
    Not necessarily. A balanced approach of holding both is common among UK investors.


    Final Thoughts

    The decision between gold coins and gold bars comes down to your priorities. Coins offer tax advantages and flexibility, while bars deliver efficiency and lower premiums. Most UK investors find that a mix works best, giving them the benefits of both. If you are just starting out, begin with coins for their accessibility, then add bars as your portfolio grows.

  • Gold Britannias for Sale UK

    The Gold Britannia is one of the most trusted and recognised bullion coins in the UK. First introduced in 1987, it quickly became a favourite with investors thanks to its purity, tax benefits, and iconic design. Today, Britannias are struck in 24 carat gold and are completely exempt from Capital Gains Tax for UK residents, making them one of the most efficient ways to own physical gold.


    Why Buy Gold Britannias

    There are plenty of reasons why UK investors choose Britannias over other coins.

    • Capital Gains Tax free – Like Sovereigns, Britannias are legal UK tender, so any profit you make when selling is tax free.
    • Pure 24 carat gold – Since 2013, all Britannias have been struck in 999.9 fine gold, making them one of the purest bullion coins available.
    • Recognised worldwide – Britannias are widely traded, meaning you will have no trouble selling them at home or abroad.
    • Strong designs – Each coin features the famous image of Britannia, a symbol of strength and stability.
    • Range of sizes – Available in one ounce and smaller fractional sizes, Britannias suit both beginners and experienced investors.

    Types of Gold Britannias

    Britannias are available in different weights, giving investors flexibility in how they build their portfolio.

    1 Ounce Britannia

    The most common and cost-effective option. It contains 31.1 grams of pure gold and usually carries the lowest premium.

    Half Ounce Britannia

    Contains 15.55 grams of gold. A good option for those who want something smaller but still significant.

    Quarter Ounce Britannia

    At 7.77 grams of gold, these coins are more affordable but carry a slightly higher premium per gram.

    Tenth Ounce Britannia

    At just 3.11 grams of gold, these are often chosen by new investors or as gifts.


    Britannia Designs

    The Britannia design has become a symbol of reliability and security for UK investors. While the reverse side always features Britannia, the exact artwork has changed over the years. Some editions feature modern interpretations, while others stick with the classic standing figure with shield and trident.

    On the obverse, the portrait of the reigning monarch is displayed. Older coins feature Queen Elizabeth II, while new issues now carry the portrait of King Charles III.


    Where to Buy Gold Britannias Online

    Trusted UK dealers selling Britannias online include:

    • The Royal Mint – The official producer of all Britannias.
    • BullionByPost – Offers a wide selection of different years and sizes.
    • Atkinsons Bullion – Known for competitive pricing and reliable service.
    • Chards – Established dealer with a strong reputation and wide stock.

    Always check that the dealer offers insured and discreet delivery before ordering.


    How Britannias Are Priced

    The price of a Britannia is based on the live gold spot price plus a premium. Factors that affect the premium include:

    • The size of the coin (larger coins usually carry lower premiums).
    • The year of issue (special editions may be priced higher).
    • Dealer pricing and demand.

    For most investors, modern one ounce Britannias offer the best balance of value and liquidity.


    Storing Britannias

    Because Britannias are highly liquid and tax free, many investors hold them for long periods. Storage options include:

    1. At home – Best for smaller amounts if you have a safe.
    2. Bank safe deposit box – Secure but with ongoing fees.
    3. Professional vault storage – Many dealers offer vaulting services for larger collections.

    Selling Britannias

    Selling Britannias is straightforward. Dealers are always willing to buy them back, and many display live buy-back prices on their websites. Thanks to their popularity and tax exemption, Britannias are among the easiest coins to sell in the UK.


    FAQs About Gold Britannias

    Are Britannias a good investment?
    Yes, they are pure gold, CGT free, and widely recognised, making them an efficient way to invest.

    Do all Britannias have the same design?
    The reverse always shows Britannia, but the exact artwork changes from time to time, which adds variety for collectors.

    Do I pay VAT on Britannias?
    No, investment-grade Britannias are exempt from VAT in the UK.

    What size is best to buy?
    For most investors, the one ounce coin is the best value, though fractional sizes are useful if you want flexibility.


    Final Thoughts

    Gold Britannias are a perfect blend of purity, value, and tax efficiency. They are simple to buy online, easy to store, and always in demand when you decide to sell. Whether you are making your very first gold purchase or adding to a larger collection, Britannias are one of the most reliable and attractive coins for UK investors.

  • Gold Sovereigns for Sale UK

    The Gold Sovereign is one of the most famous and trusted coins in the world. First minted in 1817, it has become a symbol of British history and stability. For UK investors, it is more than just a piece of gold. Sovereigns are tax free, easy to buy and sell, and recognised everywhere. If you are thinking about investing in gold coins, the Sovereign is a strong place to start.


    Why Buy Gold Sovereigns

    There are plenty of reasons why Sovereigns have stood the test of time.

    • Capital Gains Tax free – Because Sovereigns are legal UK tender, they are exempt from CGT. This means you keep all of your profit if you sell at a higher price.
    • Recognised worldwide – The Sovereign is traded globally, making it one of the easiest coins to sell.
    • Affordable entry point – Each coin contains just under a quarter of an ounce of gold, so you can build your portfolio step by step.
    • Rich history – Collectors appreciate the designs and the connection to Britain’s past monarchs.

    Types of Sovereigns

    Not all Sovereigns are the same. Here are the main types you will find for sale in the UK.

    Full Sovereign

    The classic coin, weighing 7.98 grams and containing 7.32 grams of pure gold. This is the most common and widely traded version.

    Half Sovereign

    A smaller version weighing 3.99 grams. These carry slightly higher premiums per gram but are useful for flexibility.

    Quarter Sovereign

    Introduced more recently, these are mainly for collectors but still carry investment value.

    Double Sovereign

    Weighing 15.98 grams, this larger coin gives you more gold in a single purchase.


    Popular Sovereign Designs

    Over the years, Sovereigns have featured different monarchs and designs. The most recognisable is the image of St George slaying the dragon by Benedetto Pistrucci, which appears on most coins. Collectors often look for specific reigns such as Queen Victoria, Edward VII, George V, and of course modern Elizabeth II issues.


    Where to Buy Sovereigns Online

    Sovereigns are widely available from trusted UK dealers. Some of the most reliable places to buy include:

    • The Royal Mint – The official producer of all UK Sovereigns.
    • BullionByPost – Offers a wide range of Sovereigns, including different monarchs and years.
    • Atkinsons Bullion – Competitive pricing and strong customer reviews.
    • Chards – Well known for their extensive stock of both modern and older Sovereigns.

    Always buy from established dealers that provide insured delivery and transparent pricing.


    How Sovereigns Are Priced

    The value of a Sovereign is based on its gold content plus a premium. Factors that influence the premium include:

    • Condition of the coin
    • Rarity or special year issues
    • Dealer pricing policies

    Standard bullion Sovereigns usually carry lower premiums than rare or collectible versions, making them a good option for investors who simply want gold exposure.


    Storing Sovereigns

    Because they are relatively small, Sovereigns are easy to store. Options include:

    1. At home – A good safe can protect a small collection.
    2. Bank safe deposit box – Adds extra security but comes with an annual fee.
    3. Professional vault storage – Offered by many dealers for larger holdings.

    Selling Sovereigns

    Selling Sovereigns is usually very straightforward. Most dealers buy them back and many publish live buy-back prices online. Their global recognition means you can also sell abroad if needed. Thanks to their CGT exemption, profits from Sovereigns are especially attractive for UK investors.


    FAQs About Gold Sovereigns

    Are Sovereigns good for investment?
    Yes, they are affordable, tax free, and highly liquid, making them one of the most practical gold coins for UK investors.

    Do Sovereigns always carry the same design?
    Most feature St George and the dragon, but portraits of the reigning monarch change over time.

    Are all Sovereigns exempt from CGT?
    Yes, as long as they are legal UK tender, which includes modern and older Sovereigns.

    Is it safe to buy Sovereigns online?
    Yes, if you use a reputable UK dealer with insured delivery.


    Final Thoughts

    Gold Sovereigns combine history, affordability, and tax advantages in one coin. They are easy to buy, simple to sell, and recognised all over the world. Whether you are looking to make your first gold purchase or add to an existing collection, Sovereigns remain one of the most reliable and appealing options for UK investors.

  • Buy Gold Bullion Online UK

    Buying gold bullion online is one of the most popular ways to invest in physical gold. Bullion simply means gold bought for its investment value rather than for jewellery or decorative use. It comes in the form of coins and bars, and both can be purchased safely online from trusted UK dealers. If you want a reliable and straightforward way to protect your wealth, bullion is a strong option.


    What Is Gold Bullion

    Gold bullion refers to investment-grade gold that is at least 99.5 percent pure. It is usually stamped with weight, purity, and the manufacturer’s mark so buyers can be confident in its authenticity. Unlike jewellery or collectible coins, bullion is valued almost entirely for its gold content.

    Bullion is bought and sold close to the live market price of gold, with a small premium added by the dealer. This makes it one of the most transparent and efficient ways to invest in precious metals.


    Why Buy Gold Bullion

    Investors choose bullion for several reasons:

    • Simplicity – Bullion is valued on weight and purity, making it straightforward to understand.
    • Efficiency – Premiums on bullion are lower than on collectible or decorative items.
    • Liquidity – Coins and bars can be easily sold back to dealers or other investors.
    • Security – Physical bullion gives you direct ownership of gold, which is not tied to digital systems or financial institutions.

    Bullion Coins vs Bullion Bars

    When buying bullion, you have two main choices: coins or bars. Both have their advantages.

    Bullion Coins

    Coins like the Gold Sovereign, Britannia, and Krugerrand are among the most popular bullion options in the UK. They are easy to sell in small amounts and, in the case of Sovereigns and Britannias, exempt from Capital Gains Tax for UK residents.

    Bullion Bars

    Bars offer the most gold for your money. Premiums are lower compared to coins, and they come in sizes ranging from 1 gram to 1 kilogram. Branded bars from refiners such as PAMP or Metalor are widely recognised and easy to trade.

    Many investors hold a mix of both so they can benefit from the tax advantages of coins and the efficiency of bars.


    Where to Buy Gold Bullion Online

    There are several established UK dealers where you can buy gold bullion online safely and securely. Some of the most trusted names include:

    • The Royal Mint – Produces Sovereigns, Britannias, and its own range of bars.
    • BullionByPost – One of the UK’s largest online dealers, offering a wide range of coins and bars.
    • Atkinsons Bullion – Competitive prices and strong customer reviews.
    • Chards – A long-standing bullion dealer with decades of experience.

    When buying online, always check for transparent pricing and insured delivery.


    How Bullion Prices Work

    The price of bullion is based on the live spot price of gold. Dealers add a small premium to cover minting and distribution costs.

    • Smaller coins and bars usually carry higher premiums.
    • Larger bars offer better value per gram.
    • Popular coins like Sovereigns and Britannias often have stronger resale value due to tax benefits and wide recognition.

    Storing Gold Bullion

    Once you own bullion, you need to decide how to store it. The main options are:

    1. Home storage – Works well for smaller amounts, provided you have a high quality safe.
    2. Bank safe deposit box – Secure, though access can be limited.
    3. Professional vault storage – Offered by many dealers for a yearly fee. This is often the safest choice for larger holdings.

    Selling Gold Bullion

    Selling bullion is usually as straightforward as buying it. Most dealers offer a buy-back service and will publish live buy-back prices online. Well-known coins and branded bars are easier to sell quickly, as buyers trust their authenticity.


    FAQs About Gold Bullion

    What is the difference between bullion and numismatic coins?
    Bullion is valued for its gold content, while numismatic coins may have extra value due to rarity or collectability.

    Do I pay VAT on bullion?
    Investment-grade bullion is exempt from VAT in the UK.

    Which is better: bullion coins or bars?
    Coins are flexible and in some cases tax free, while bars usually offer better value per gram. Many UK investors own both.

    Is buying bullion online safe?
    Yes, as long as you use a trusted UK dealer that provides insured delivery.


    Final Thoughts

    Gold bullion is one of the most straightforward and reliable ways to invest in precious metals. Whether you prefer the flexibility of coins or the efficiency of bars, buying bullion online in the UK gives you direct ownership of physical gold. By choosing a reputable dealer, keeping an eye on live prices, and planning your storage, you can build a bullion portfolio that gives you long-term security and peace of mind.

  • Buy Gold Bars Online UK

    Buying gold bars is one of the most straightforward ways to invest in gold. Bars give you excellent value for money, are available in a wide range of sizes, and are simple to buy online from trusted UK dealers. If your goal is to hold physical gold at the lowest premium over the spot price, bars are often the best choice.


    Why Buy Gold Bars

    While gold coins offer flexibility and tax benefits, bars are often chosen by people who want to accumulate gold efficiently. Here’s why:

    • Lower premiums – Bars usually cost less per gram compared to coins, meaning you get more gold for your money.
    • Range of sizes – From tiny 1 gram bars up to large 1 kilogram bars, there is something for every budget.
    • Ease of stacking and storage – Bars are uniform in shape and easy to store neatly.
    • Global recognition – Branded bars from trusted refiners such as PAMP, Metalor, and Umicore are recognised worldwide.

    Types of Gold Bars

    Gold bars are not all the same. Here are the main types you will come across when buying online in the UK.

    Cast Bars

    These are made by pouring molten gold into a mould. They tend to have a rugged look and often carry the lowest premiums.

    Minted Bars

    These bars are cut from a sheet of gold and struck with a design. They are usually presented in tamper-proof packaging, making them a little more attractive to collectors.

    Branded Bars

    Bars from well-known refiners such as PAMP, Metalor, Valcambi, and Umicore carry extra trust because of their reputation. This makes them easier to sell later on.


    Popular Gold Bar Sizes

    The size of bar you choose depends on your budget and investment goals. Common sizes include:

    • 1 gram – An entry-level option for new investors.
    • 10 gram – Small, affordable, and easy to sell.
    • 1 ounce (31.1 grams) – A popular size for UK investors.
    • 100 gram – A balance between affordability and efficiency.
    • 1 kilogram – The most cost-effective way to buy gold in bulk.

    Generally, the larger the bar, the lower the premium you pay per gram.


    Where to Buy Gold Bars Online

    Several established UK dealers sell gold bars online, offering insured delivery straight to your door. Trusted names include:

    • BullionByPost – Offers a wide range of sizes and brands.
    • Atkinsons Bullion – Competitive pricing with excellent customer service.
    • Chards – Long-standing UK dealer with strong reviews.
    • The Royal Mint – Official producer of UK bullion, including Britannia bars.

    Always compare prices before you buy and make sure delivery is fully insured.


    How Gold Bar Prices Work

    The price you pay for a gold bar is based on the live spot price plus a dealer premium. The premium covers minting, distribution, and the dealer’s margin.

    • Smaller bars carry higher premiums because production costs are spread over less gold.
    • Larger bars offer better value per gram but can be harder to sell in small amounts.
    • Reputable dealers update their prices every few minutes to match live market movements.

    Storing Gold Bars

    Storage is an important part of owning gold bars. Your options are similar to storing coins:

    1. At home – Suitable for small amounts if you invest in a quality safe.
    2. Bank safe deposit box – Secure but with access restrictions.
    3. Professional vault storage – Many dealers offer insured vaulting services for a yearly fee.

    If you are buying larger bars, professional storage often provides the best peace of mind.


    Selling Gold Bars

    When it comes time to sell, you can usually return your bars to the dealer you bought them from. Established dealers often guarantee to buy back bars they have sold, and some display live buy-back prices on their websites.

    Bars from recognised refiners are easier to sell because buyers trust their authenticity. Unbranded or unfamiliar bars may be harder to move on.


    FAQs About Buying Gold Bars Online

    Are gold bars better than coins?
    Bars give you better value per gram, while coins offer flexibility and in some cases tax benefits. Many UK investors hold a mix of both.

    Do I pay VAT on gold bars?
    Investment-grade gold bars are exempt from VAT in the UK.

    What is the best size of bar to buy?
    That depends on your budget. For many investors, 1 ounce or 100 gram bars offer the best balance of affordability and efficiency.

    Is it safe to have gold bars delivered to my home?
    Yes, as long as you buy from a trusted dealer. Orders are usually delivered discreetly with full insurance.


    Final Thoughts

    Gold bars are one of the most cost-effective ways to buy physical gold in the UK. They are simple, widely recognised, and available in a range of sizes to suit every investor. By choosing a trusted dealer, checking live prices, and planning safe storage, you can build a gold bar portfolio that gives you lasting security and peace of mind.